Reduce my Fees

We want to help you avoid or reduce the amount you spend on fees so you can spend money on the things that matter.

Reduce my fees

STEP 1

Think about cash withdrawals

Did you know that Australian Military Bank account holders get free cash withdrawals and deposits at all our branches across Australia?
 
And, as an Australian Military Bank cardholder you’re eligible to use the rediATM and nab ATM network free of direct charge from the ATM owner. The rediATM and nab network includes over 3,000 ATMs making it one of Australia’s largest ATM networks. Find your nearest rediATM or download our free Android or iPhone Mobile Baking App to locate this on your phone anytime, anywhere.
 
Hint: If you’re withdrawing cash from another provider’s ATM network, it might be a good idea to increase the amount of your withdrawal rather than the frequency of your withdrawals. This way you can keep your transaction costs at a minimum.


Find your nearest rediATM

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STEP 2

For Visa DEBIT select CREDIT

Want to save money on your debit card purchases? Next time you’re out shopping and you use your Visa Debit card to make a transaction, select the ‘credit’ button instead of ‘savings’.
 
Pressing ‘credit’ doesn’t mean you’re paying by credit but it does mean you’ll save on transaction fees because your transaction will not incur an EFTPOS fee.
 
Hint: every time you use Visa payWave, the transaction automatically selects ‘credit’, meaning you save on transaction fees.

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STEP 3

Check your accounts!

Don’t get caught out by overdrawn fees because you’ve forgotten about your monthly car insurance payment. Check your accounts regularly, so you know exactly what’s in your account and how to plan for upcoming expenses. 
 
As an Australian Military Bank member, you can also opt in to receive SMS Alerts when your account balance falls below an agreed amount. Just log into Online Banking and access ‘More Services’ to set up your SMS Alerts.

Learn more about Online Banking

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STEP 4

Get rewarded

With the Australian Military Bank Relationship Reward program, the more you save and borrow, the less you pay in fees. 
 
That means, when you roll your loans and savings over to an Australian Military Bank account, you can help offset the amount you pay in fees. 
 
Our Relationship Reward program includes:
 
  • The Basic Reward: When your total average monthly balance (of savings and loans) falls between $2,000 and $4,999 you are eligible for the basic reward that rebates you $3.00 per month to covers ATM, EFTPOS, direct debits, BPAY® and online external transfers.
  • The Additional Reward: You get an additional reward of $1.00 to offset your fees for each additional $5,000 you have in your savings and loans balance.


Read more about our Relationship Reward.

Calculate your Relationship Rewards

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