Car Insurance
Your car might be your pride and joy, your daily commute, your weekend escape or just your little run-around. With car insurance from Australian Military Bank, you can relax and enjoy the drive knowing that should anything happen, you’ll be back on the road without major expense or hassles.
Range of
options
Simple
claims
Affordable
premiums
Overview
Comprehensive
- Protects your own car plus for accidents you or others cause
- Protects any damage you cause to other vehicles and property
- Cover for theft, storms and other unforeseen events.
Third Party Property Damage
- Cover for damage you cause to other vehicles or property
- Not covered for damage to your own car
- Cover for your car up to $5,000 for damage caused by an uninsured motorist.
Third Party Fire and Theft
- Cover for damage you cause to other vehicles or property
- Protection against theft or the burning of your vehicle
- Not covered for damage to your own car
- Cover for your car up to $5,000 for damage caused by an uninsured motorist.
Compare
| Features | Comprehensive | Third Party Fire & Theft | Third Party Property Damage |
| Australia-wide Cover | yes | yes | yes |
| Nominated Driver Discount (option) | yes | yes | yes |
| Nominated Driver Low Kilometre Discount (option) | yes | N/A | N/A |
| Choice of agreed or market value | yes | N/A | N/A |
| No Claim Bonus protection (automatic after 2 claim free years on a Rating 1 with us) | yes | N/A | N/A |
| Optional windscreen extension | yes | N/A | N/A |
| Personal items (if damaged in an incident, or stolen from a locked car) | Up to $5000 | N/A | N/A |
| Replacing your vehicle after a total loss (age and kilometre limits apply) | Up to 3 years old | N/A | N/A |
| Trailer attached to your vehicle | Up to $1000 | N/A | N/A |
| Baby capsules and child seats | yes | N/A | N/A |
| Emergency or temporary repairs | Up to $500 | Up to $500 | N/A |
| Recoding of locks and barrels after theft of keys | Up to $1000 | Up to $1000 | N/A |
| Choice of repairer | yes | yes | yes |
| Uninsured motorist damage (not at-fault collision with an uninsured motorist) | No limit | Up to $5000 | Up to $5000 |
| Hire car after theft or attempted theft | Up to 14 days | Up to 14 days | N/A |
| $30 million liability cover (damage to another person’s property) | yes | yes | yes |
This table is a summary of highlighted features and benefits only. Please refer to the CGU Motor Vehicle Insurance Product Disclosure Statement (PDS) and Policy for full terms and conditions.
Questions
Here are our most common questions about our Car Insurance policies. Have a different question? Call us on 1300 13 23 28 to speak to a consultant.
What is ‘agreed value’?
An ‘agreed value’ is the amount we agree to insure your vehicle for, and will not change for the duration of the policy. By choosing an agreed value, you’ll know exactly what you’ll be covered for in the event of an accident. This is different to ‘market value’ that can fluctuate with market conditions.
Will I have to pay an excess if the accident was not my fault?
If it’s agreed that the accident was not your fault and we are provided with all the relevant documentation, you won’t be liable to pay an excess. Refer to the PDS for more information.
How can I make a claim?
Making a claim is simple and easy. Call us on call 132294.
Do I need to add my child to my policy if they only drive occasionally?
If an additional driver will be driving your vehicle once a month, or more frequently, you will need to nominate them as a regular driver. Depending on their age and if they are nominated as a driver, additional excesses may apply. You can nominate additional drivers by calling us on 132294.
How do I update the details on my policy?
To update the details on your policy, simply call us on 132294.
