DHOAS Loans

Our range of DHOAS home loans are specially tailored to those in the Australian Defence Forces – with great rates and flexibility.

DHOAS 5 Year Fixed Rate

DHOAS 5 Year Fixed Rate Home Loan

The DHOAS 5 Year Fixed Rate Home Loan allows you to budget and plan by fixing your interest rate for a period of 5 years. At the end of the fixed period you have the option to fix your rate again, or switch to one of our variable rate home loans.

5 year

fixed interest rate

No monthly

or annual fees

Loan period

up to 30 years

Overview

 
The DHOAS 5 Year Fixed Home Loan has a number of features:
 
  • A competitive fixed interest rate for 5 years
  • Minimum loan amount of $150,000
  • Loan available for buying a home or refinancing
  • Loan term up to 30 years
  • Flexible repayment frequencies - pay weekly, fortnightly or monthly
  • Split option (with other DHOAS loans)
  • No monthly or annual fees
Apply for the DHOAS 5 Year Fixed Rate Home Loan online, over the phone on 1300 13 23 28 or by visiting your nearest branch.

Rates & Fees


Here’s everything you need to know about the rates and fees for the DHOAS 5 Year Fixed Rate Home Loan:

  • Interest rate: 4.09% p.a.2
  • Comparison rate: 4.70% p.a.3

Comparison rate calculated on a loan amount of $150,000 over a term of 25 years based on monthly repayments. These rates are for secured loans only. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

  • Establishment fee: $450
  • Monthly fee: $0
  • Annual fee: $0
  • Mortgage discharge fee: $300 + early break fee
  • Lenders Mortgage Insurance (LMI)4: Payable for loans with a deposit of less than 20%
  • 3rd party charges: Stamp duty, legal fees and valuation fees apply

Additional fees may be payable. For more information please see our Schedule of Fees and Charges.

Download our Schedule of Fees and Charges

Questions

 

We’re often asked similar questions about our DHOAS 5 Year Fixed Rate Home Loan so here are our top five – can’t see your question? Call 1300 13 23 28.

Can I apply for this loan as a refinancing option?
Yes. The DHOAS 5 Year Fixed Rate Home Loan is available for buying a home and refinancing from another financial institution.
 
Can I split this loan?
Yes. When choosing a split loan option, a minimum of $150,000 is required for the 5 year fixed split component.
 
Can I redraw additional repayments from my loan?
No, a redraw facility is not available on the DHOAS 5 Year Fixed Rate Home Loan. Refer to the comparison table below for the full range of features.
 
Can I have an offset account on my loan?
No, an offset account is not available on the DHOAS 5 Year Fixed Rate Home Loan. Refer to the comparison table below for the full range of features.
 
Can I extend the fixed rate period on my loan?
Yes, at the end of the fixed rate period you can choose to re-fix your loan. Fees and charges apply.

Features
Interest Rate2
Comparison Rate3
Maximum Loan to Value Ratio (LVR)4
Offset Facility Option
Redraw Facility
Extra Repayments
Ongoing Fees
Establishment Fee
Loan Period
Interest Only Option
Split Option (with other DHOAS loans)
Buying a Home
Refinance
Construction
Relationship Rewards5

Use the arrows to scroll through the many Australian Military Bank DHOAS Home Loans options  RESET


MORE / LESS

Make an appointment with a mobile banker

Make an appointment with a mobile banker

Your browser is out-of-date!
click here to access online banking click here to upgrade your browser

×