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Interest Rate Announcement – February 2026

04 February 2026

Interest Rate Announcement – February 2026

Following the Reserve Bank of Australia’s decision on 3 February 2026 to increase the official cash rate, we will be increasing existing variable rate home loans by 0.25% p.a. effective 20 February 2026. Affected members will receive a communication shortly confirming their new repayment amounts which will be applicable from 20 March 2026.

In line with the cash rate increase, we also continue to reward our members with competitive deposit offerings. We currently offer competitive term deposit rates, with members able to earn 4.70% p.a.* on 9–11 month terms. In addition, rates on selected savings accounts will be increased in the coming weeks.

We understand that interest rate increases can be challenging. Members experiencing financial difficulty are encouraged to contact us on 1300 13 23 28 to discuss how we can assist.

 

* Interest rates are subject to change.

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