Home Loans

We work hard to offer straightforward, flexible and great-value home loans to suit your lifestyle.

1 Year Fixed Rate Home Loan

1 Year Fixed Home Loan


Our 1 Year Fixed Rate Home Loan gives you the best of both worlds - peace of mind with the certainty of fixed rates, without being locked in for a long period of time. 

Borrow

up to 95%

No monthly

or annual fees

1 year

fixed rate period

Overview

 

The 1 Year Fixed Rate Home Loan has a great range of features:
 

  • A competitive fixed interest rate for 1 year
  • Minimum loan amount of $150,000
  • Loan available for buying a home or refinancing
  • Loan term up to 30 years with a 1 year fixed rate period
  • Flexible repayment frequencies - pay weekly, fortnightly or monthly
  • Split Option (with other standard variable rate home loans)
  • No monthly or annual fees
>Get a Key Facts Sheet
Enquire about the 1 Year Fixed Rate Home Loan online, call 1300 13 23 28
or visit your nearest branch.

Rates & Fees

 

Here’s everything you need to know about the rates and fees for the
1 Year Fixed Rate Home Loan:
 

  • Interest rate: 3.89% p.a.2
  • Comparison rate: 4.87% p.a.3

Comparison rate calculated on a loan amount of $150,000 over a term of 25 years based on monthly repayments. These rates are for secured loans only. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

  • Application fee: $500
  • Monthly fee: $0
  • Annual fee: $0
  • Mortgage discharge fee: $300 + early break fee
  • Lenders Mortgage Insurance (LMI)4: Payable for loans with a deposit of less than 20%
  • 3rd party charges: Stamp duty, legal fees and valuation fees apply

Additional fees may be payable. For more information please see our Schedule of Fees and Charges.

Download our Schedule of Fees and Charges

Questions


We’re often asked similar questions about our 1 Year Fixed Rate Home Loan, so we’ve listed the most common ones. Can’t see your question? Call 1300 13 23 28.


Can I apply for this loan as a refinancing option?
Yes. The 1 Year Fixed Rate Home Loan is available for buying a home and refinancing.


Can I split this loan?
Yes. This home loan can be split with other variable rate home loans.


Can I redraw additional repayments from my loan?
No, a redraw facility is not available on the 1 Year Fixed Rate Home Loan. Refer to the comparison table below for the full range of features.


Can I have an offset account on my loan?
No, an offset account is not available on the 1 Year Fixed Rate Home Loan. Refer to the comparison table below for the full range of features.


Can I extend the fixed rate period on my loan?
Yes, at the end of the fixed rate period you can choose to re-fix your loan. Fees and charges apply.

 

Features
Interest Rate2
Comparison Rate3
Maximum Loan to Value Ratio (LVR)4
Offset Facility Option
Redraw facility ($500 minimum)
Additional Repayments
Monthly Fees
Annual Fees
Repayments
Split option available
Maximum Loan Period
Loan Purpose
Relationship Rewards5

Use the arrows to scroll through the many Australian Military Bank Home Loans options  RESET


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