Home Loans

We work hard to offer straightforward, flexible and great-value home loans to suit your lifestyle.

Value Home Loan

Value Home Loan

 

With great features and a discounted interest rate, the clear-cut Value Home Loan gives you everything you need in a home loan and nothing you don’t. 

 

Competitive

interest rates

Redraw

facility

No monthly

or annual fees

Overview

 
Features of the Value Home Loan include:
 
  • The flexibility of a variable interest rate
  • The option to make extra repayments to reduce your loan term 
  • Loan term up to 30 years 
  • Minimum loan amount of $250,000
  • Principal and interest repayments
  • Flexible repayment frequencies - pay weekly, fortnightly or monthly
  • Redraw facility 
  • 100% offset facility
  • Split Option (with other Australian Military Bank Home Loans)
  • No monthly or annual fees 
Enquire about the Value Home Loan online, over the phone on 1300 13 23 28 or by visiting your nearest branch.

Rates & Fees

 

Here’s everything you need to know about the rates and fees for the
Value Home Loan:
 

  • Interest rate: 3.97% p.a.2
  • Comparison rate*: 4.03% p.a.3

*Comparison rate based on a loan of $150,000 repaid over 25 years. WARNING: The comparison rate is applicable only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

  • Application fee: $500
  • Monthly fee: $0
  • Annual fee: $0
  • Mortgage discharge fee: $300
  • Lenders Mortgage Insurance (LMI)4: Payable for loans with a deposit of less than 20% of the purchase price
  • 3rd party charges: Stamp duty, legal fees and valuation fees apply

Additional fees may be payable. For more information please see our Schedule of Fees and Charges.

Download our Schedule of Fees and Charges

Questions

 

We’re often asked similar questions about our Value Home Loan so here are our top five – can’t see your question? Call 1300 13 23 28.


Can I make extra repayments on my loan?
Yes. You can make additional repayments on your loan.


Can I redraw additional funds from my loan?
Yes. If you’re ahead in your repayments, you have the option to redraw money (minimum of $500) when you need it.

How do I qualify for the discounted interest rate?
Discounted rates may apply depending on your deposit. Ask about our best rate for you.

Can I split my loan with another loan?
Yes. You can split your home loan with another Australian Military Bank Home Loans.

Can I choose my repayment frequency?
Yes. You can choose the repayment frequency that best suits you - weekly, fortnightly or monthly.
 
 

Features
Interest Rate2
Comparison Rate3
Maximum Loan to Value Ratio (LVR)4
Offset Facility Option
Redraw facility ($500 minimum)
Additional Repayments
Monthly Fees
Annual Fees
Repayments
Split option available
Maximum Loan Period
Loan Purpose
Relationship Rewards5

Use the arrows to scroll through the many Australian Military Bank Home Loans options  RESET


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