Investment Loans

We work hard to offer a range of straightforward, flexible and great-value investment home loans, for those looking to invest in the property market.

Fixed Rate Investment Loan

Fixed Rate Investment Home Loan


The Fixed Rate Investment Home Loan lets you plan financially with the certainty of fixed repayments at a competitive rate for either a 2 or 3 year period. It’s designed specifically so you can build your investment property portfolio. 

 

Borrow

up to 95%4

2 or 3 year

fixed rate period

$0 annual

fees

Overview

 

The Fixed Rate Investment Home Loan features:
 

  • Fixed interest rate for a period for 2 or 3 years
  • Minimum loan amount of $150,000
  • Loan term up to 30 years
  • Flexible repayment frequencies - pay weekly, fortnightly or monthly
  • Split Option (with other Australian Military Bank home loans)
  • Low monthly fees
  • Borrow up to 95% of the property value (inclusive of LMI)4
  • Principal and interest or interest only2 repayments
Apply for the 2 Fixed Rate Investment Home Loan online/3 Fixed Rate Investment Home Loan online, over the phone on 1300 13 23 28 or by visiting your nearest branch.

Borrowing Power Calculator 

Rates & Fees

 

Here’s everything you need to know about the rates and fees for the Fixed Rate Investment Home Loan:


2 Year Fixed Rate Investment Loan

  • 2 Year Fixed Interest rate: 3.99% p.a.2
  • 2 Year Fixed Comparison rate*: 5.12% p.a.3

3 Year Fixed Rate Investment Loan

  • 3 Year Fixed Interest rate: 4.09% p.a.2
  • 3 Year Fixed Comparison rate*: 5.05% p.a.3

*Comparison rate based on a loan of $150,000 repaid over 25 years. WARNING: The comparison rate is applicable only for the example given and may not include all fees and charges.
Different terms, fees or other loan amounts might result in a different comparison rate.

  • Application fee: $500
  • Monthly fee: $8
  • Annual fee: $0
  • Mortgage discharge fee: $300 + break fee if the loan is repaid during the fixed rate period
  • Lenders Mortgage Insurance (LMI)4: Payable for loans with a deposit of less than 20%
  • 3rd party charges: Stamp duty, legal fees and valuation fees apply

Additional fees may be payable. For more information please see our Schedule of Fees and Charges.

Download our Schedule of Fees and Charges

Borrowing Power Calculator

Questions

 
We’re often asked similar questions about our Fixed Rate Investment Home Loan so here are our top five – can’t see your question? Call 1300 13 23 28.
 
Can I extend the fixed rate period on my loan?
Yes, at the end of the fixed rate period you can choose to re-fix your loan. Fees and charges apply.
 
Can I split this loan?
Yes. This home loan can be split with other variable rate home loans.
 
Can I redraw additional repayments from my loan?
No, a redraw facility is not available on the Fixed Rate Investment Home Loan. Refer to the comparison table below for the full range of features.
 
Can I only buy an investment property with this loan?
Yes. The Fixed Rate Investment Home Loan can only be used to purchase an investment property. The loan cannot be used for non-residential investments.

Borrowing Power Calculator

 

Features
Interest Rate2
Comparison Rate3
Maximum Loan to Value Ratio4
Monthly Fees
Annual Fees
Additional Repayments
Repayments
Split option available
Redraw facility ($500 minimum)
Offset facility
Minimum Loan Amount
Maximum Loan Period
Loan Purpose
Relationship Rewards5

Use the arrows to scroll through the many Australian Military Bank Investment Home Loans options  RESET


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