Investment Loans

We work hard to offer a range of straightforward, flexible and great-value investment home loans, for those looking to invest in the property market.

Investment Home Loan

Investment Home Loan

Our Investment Home Loan has a number of features and great flexibility. It’s designed specifically for investment lending so you can build your investment property portfolio.

Borrow

up to 95%4

$0 annual

fees

Split

loan option

Overview

 

The Investment Home Loan has a range of features and options:
 

  • Variable interest rate
  • Minimum loan amount of just $30,000
  • Loan term up to 30 years
  • Flexible repayment frequencies - pay weekly, fortnightly or monthly
  • Split Option (with other Australian Military Bank home loans)
  • Borrow up to 95% of the property value (inclusive of LMI)4 
  • Principal and interest or interest only2 repayments
Applying for the Investment Home Loan is simple. You can apply online,
call us on 1300 13 23 28 or visit your nearest branch to speak to a home
loan expert in person.

Rates & Fees

 

Here’s everything you need to know about the rates and fees for the Investment Home Loan:
 

  • Interest rate: 4.30% p.a.2
  • Comparison rate*: 4.45% p.a.3

*Comparison rate based on a loan of $150,000 repaid over 25 years. WARNING: The comparison rate is applicable only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

  • Application fee: $500
  • Monthly fee: $8
  • Annual fee: $0
  • Mortgage discharge fee: $300
  • Lenders Mortgage Insurance (LMI)4: Payable for loans with a deposit of less than 20% of the purchase price
  • 3rd party charges: Stamp duty, legal fees and valuation fees apply

Additional fees may be payable. For more information please see our Schedule of Fees and Charges.

Download our Schedule of Fees and Charges

Questions

 

Here are the top 5 questions we get asked about our Investment Home Loan. Have a different question? Call us on 1300 13 23 28 to speak to a home loan consultant.
 

I don’t need to borrow much money. What’s the minimum amount
I can borrow?

The Investment Home Loan lets you borrow as little as $30,000.


Can I split this loan?
Yes. This home loan can be split with other Australian Military Bank home loans.


Can I redraw additional repayments from my loan?
Yes, a redraw facility is available on the Investment Home Loan. 


Can I only buy an investment property with this loan?
Yes. The Investment Home Loan can only be used to purchase an investment property. The loan cannot be used for non-residential investments.

Features
Interest Rate2
Comparison Rate3
Maximum Loan to Value Ratio4
Monthly Fees
Annual Fees
Additional Repayments
Repayments
Split option available
Redraw facility ($500 minimum)
Offset facility
Minimum Loan Amount
Maximum Loan Period
Loan Purpose
Relationship Rewards5

Use the arrows to scroll through the many Australian Military Bank Investment Home Loans options  RESET


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