DHOAS Loans

Our range of DHOAS home loans are specially tailored to those in the Australian Defence Forces – with great rates and flexibility.

DHOAS Standard Variable Rate Loan

DHOAS Standard Variable Rate Home Loan

The DHOAS Standard Variable Rate Home Loan lets you enjoy a competitive variable interest rate, redraw facility and a 100% offset account to help reduce your overall repayments.

100%

Offset Facility

$50,000+

Loan size

No monthly

or annual fees

Overview

 
The DHOAS Standard Variable Rate Home Loan features:
 
  • A competitive variable interest rate
  • 100% offset facility
  • Minimum loan amount of just $50,000
  • Loan term up to 30 years
  • Flexible repayment frequencies - pay weekly, fortnightly or monthly
  • Redraw facility
  • Split Option (with other DHOAS loans)
  • No monthly or annual fees
Apply for the DHOAS Standard Variable Rate Home Loan online, over the phone on 1300 13 23 28 or by visiting your nearest branch.

Rates & Fees


Here’s everything you need to know about the rates and fees for the DHOAS Standard Variable Rate Home Loan:

  • Interest rate: 4.47% p.a.2
  • Comparison rate: 4.51% p.a.3

Comparison rate based on a loan of $150,000 repaid over 25 years. WARNING: The comparison rate is applicable only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

  • Establishment fee: $450
  • Monthly fee: $0
  • Annual fee: $0
  • Mortgage discharge fee: $300
  • Lenders Mortgage Insurance (LMI)4: Payable for loans with a deposit of less than 20%
  • 3rd party charges: Stamp duty, legal fees and valuation fees apply

Additional fees may be payable. For more information please see our Schedule of Fees and Charges.

Download our Schedule of Fees and Charges

Questions


We’re often asked similar questions about our DHOAS Standard Variable Rate Home Loan so here are our top five – can’t see your question? Call 1300 13 23 28.

Can I may extra payments on my loan?
Yes. You can make additional repayments on your loan.
 
Can I redraw excess funds from my loan?
Yes. If you’re ahead in your repayments, you have the option to redraw money (minimum of $500) when you need it.
 
Can I link an offset account to my loan?
Yes. The DHOAS Standard Variable Rate Home Loan has a 100% offset account as an added benefit.
 
I don’t need to borrow much. What is the minimum amount I can borrow?
The DHOAS Standard Variable Rate Home Loan lets you borrow as little as $50,000.
 
Can I choose my repayment frequency?
Yes. You can choose the repayment frequency that best suits you - weekly, fortnightly or monthly repayments.

Features
Interest Rate2
Comparison Rate3
Maximum Loan to Value Ratio (LVR)4
Offset Facility Option
Redraw Facility
Extra Repayments
Ongoing Fees
Establishment Fee
Loan Period
Interest Only Option
Split Option (with other DHOAS loans)
Buying a Home
Refinance
Construction
Relationship Rewards5

Use the arrows to scroll through the many Australian Military Bank DHOAS Home Loans options  RESET


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