starting from
starting from
Use the arrows to scroll through the many Australian Military Bank DHOAS Home Loans options RESET
-
Our simple vanilla loan with a super-low variable rate, unlimited additional repayments as well as the ability to redraw.5.89% p.a.5.92% p.a.Up to 95%$0$0Up to 30 yearsNo
-
Get the flexibility of a variable rate with the benefit of a 100% offset facility6.29% p.a.6.32% p.a.Up to 95%$0$450Up to 30 yearsNo
-
Two year fixed home loan offering the security of knowing what your repayments will be5.59% p.a.6.54% p.a.Up to 90%$0$450Up to 30 yearsNo
-
Variable rate home loan with the benefit of 100% offset facility6.73% p.a.6.76% p.a.Up to 95%$0$450Up to 30 yearsNo
-
One year fixed home loan offering the security of knowing what your repayments will be5.99% p.a.6.69% p.a.Up to 90%$0$450Up to 30 years-
-
Three year fixed home loan offering the security of knowing what your repayments will be5.74% p.a.6.48% p.a.Up to 90%$0$450Up to 30 yearsNo
-
Five year fixed home loan offering the security of knowing what your repayments will be6.05% p.a.6.46% p.a.Up to 90%$0$450Up to 30 yearsNo
-
A variable rate loan helping you to build your dream home, granny flat or renovate your existing home6.53% p.a.6.56% p.a.Up to 90%$65 per draw down$450Up to 2 yearsYes
The small print
Rates effective for new business from 27 March 2025. Lending criteria, terms, conditions, fees and charges (including early break fees) apply.
1 During an Interest Only period, your interest only repayments will not reduce your loan balance. This may mean you pay more interest over the life of the loan.
2 Interest rates are based on new owner occupier home loans for $150,000 or more with a minimum deposit of:
- 40% for RateSaver and Value loans (incl. DHOAS) when making monthly principal & interest repayments,
- 10% for Fixed Rate loans (incl. DHOAS) when making monthly principal & interest repayments,
- 10% for Construction loans (incl. DHOAS) when making monthly interest only repayments,
- 5% for Standard Variable loans (incl. DHOAS) when making monthly principal & interest repayments.
Rates are available for new loan applications, include a discount to the applicable reference rate and subject to change.
At the end of the fixed period on the Fixed Rate Home Loans (incl. DHOAS), the loan will convert to the Standard Variable Home Loan (incl. DHOAS) at the applicable variable rate for a principal and interest loan.
3 Comparison rate based on a $150,000 secured loan over 25 years with monthly repayments. WARNING: This comparison rate applies only to the example given and may not include all fees and charges. Different terms, fees and loan amounts will result in a different comparison rate. Comparison rates for variable interest only home loans are based on an initial 5-year interest only period. Comparison rates for fixed rate interest only home loans are based on an initial interest only period equal in term to the fixed period.
4 Lenders Mortgage Insurance (LMI) is required when borrowing more than 80% loan to value ratio (LVR). Our LMI provider may require additional terms and conditions. The calculation of the maximum LVR includes the LMI premium (except for Construction Home Loan, where it’s exclusive of the LMI premium). Further restrictions may apply as required by our Lender’s Mortgage Insurance provider.
5 The Home Guarantee Scheme (HGS) is an Australian Government initiative to support eligible home buyers to buy a home sooner. The Scheme is administered by Housing Australia. You can find more information about the HGS on the Housing Australia website.
6 Based on total average monthly balance and applies to ATM, EFTPOS, Direct Debit and BPAY® transactions.
The Target Market Determinations (TMD) for our products are available here
® Registered to BPAY Pty Ltd ABN 69 079 137 518
The small print
Rates effective for new business from 27 March 2025. Lending criteria, terms, conditions, fees and charges (including early break fees) apply.
1 During an Interest Only period, your interest only repayments will not reduce your loan balance. This may mean you pay more interest over the life of the loan.
2 Interest rates are based on new owner occupier home loans for $150,000 or more with a minimum deposit of:
- 40% for RateSaver and Value loans (incl. DHOAS) when making monthly principal & interest repayments,
- 10% for Fixed Rate loans (incl. DHOAS) when making monthly principal & interest repayments,
- 10% for Construction loans (incl. DHOAS) when making monthly interest only repayments,
- 5% for Standard Variable loans (incl. DHOAS) when making monthly principal & interest repayments.
Rates are available for new loan applications, include a discount to the applicable reference rate and subject to change.
At the end of the fixed period on the Fixed Rate Home Loans (incl. DHOAS), the loan will convert to the Standard Variable Home Loan (incl. DHOAS) at the applicable variable rate for a principal and interest loan.
3 Comparison rate based on a $150,000 secured loan over 25 years with monthly repayments. WARNING: This comparison rate applies only to the example given and may not include all fees and charges. Different terms, fees and loan amounts will result in a different comparison rate. Comparison rates for variable interest only home loans are based on an initial 5-year interest only period. Comparison rates for fixed rate interest only home loans are based on an initial interest only period equal in term to the fixed period.
4 Lenders Mortgage Insurance (LMI) is required when borrowing more than 80% loan to value ratio (LVR). Our LMI provider may require additional terms and conditions. The calculation of the maximum LVR includes the LMI premium (except for Construction Home Loan, where it’s exclusive of the LMI premium). Further restrictions may apply as required by our Lender’s Mortgage Insurance provider.
5 The Home Guarantee Scheme (HGS) is an Australian Government initiative to support eligible home buyers to buy a home sooner. The Scheme is administered by Housing Australia. You can find more information about the HGS on the Housing Australia website.
6 Based on total average monthly balance and applies to ATM, EFTPOS, Direct Debit and BPAY® transactions.
The Target Market Determinations (TMD) for our products are available here
® Registered to BPAY Pty Ltd ABN 69 079 137 518