Barracks Insurance
Holding contents cover in communal Defence residential barracks means you can feel secure that your personal belongings are protected.
Australian Military Bank offers Barracks Insurance for accidental loss or damage to your contents such as laptops, digital media players and jewellery.
New for old
replacement
Cover whilst
relocating
Cover whilst
deployed
Overview
The key features of Barracks Insurance are:
- Contents cover in communal residential barracks
- Cover when your place of residence is unoccupied due to deployment (upon application)
- Cover whilst relocating
- New for old replacement cover for contents
Download the Accidental Damage PDS
Download the Listed Events PDS
1300 13 23 28, or visit your nearest branch.
Inclusions
Here’s a summary of the main inclusions on our Barracks Insurance:
- Contents cover in communal residential barracks
- Cover up to 30 days whilst relocating
- Cover up to 270 days when your place of residence is unoccupied due to deployment (upon application)
- Optional cover for accidental loss or damage to your valuables anywhere in the world, including whilst you are on peacekeeping duties.
- New for old replacement cover for contents
- Option to pay fortnightly or monthly at no extra charge
- $30 million legal liability insurance
- Cover for high risk items
- Cover for electrical motor burnout up to 15 years
- Cover for home office equipment up to $15,000
- Cover for food spoilage
Questions
Here are the most common questions we get asked about our Barracks Insurance. Have a different question? Call us on 1300 13 23 28.
How long can I be covered for when I’m deployed?
If you’re away from your place of residence due to deployment, you’ll be covered for up to 270 days (upon application).
Am I covered if a personal belonging gets damaged whilst relocating between barracks?
Yes, your belongings are covered for up to 30 days whilst you’re relocating.
Is liability insurance included in my policy?
Yes, you’re covered for up to $30 million in liability insurance.
If my belongings are damaged, will they be replaced with new items?
Yes, our Barracks Insurance includes new for old replacement.
How do I make a claim?
To make a claim, just call 132294 and quote your policy number.
Use the arrows to scroll through the many Australian Military Bank Insurance options RESET
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Special benefits for Defence personnelyesyesDiscount applies if you take out a Combined Home and Contents policyN/A
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Simple claims and affordable premiumsyesyesN/Ayes
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Cover whilst in communal barracks and on deploymentyesN/AN/AN/A
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Cover for medical expenses and a variety of extras while travellingyesyesN/AN/A
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Cover for caravan damage and theftyesN/AN/Ayes
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Cover for loss of rental income and essential repairsyesyesN/AN/A
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Cover for involuntary unemployment, death and/or disabilityN/AN/AN/AN/A
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Cover for damage, towing and transportyesN/AN/Ayes
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Repairs guaranteed for the life of the motorcycleyesN/AN/AN/A
The small print
Mortgage Protection and Loan Protection are issued by St Andrew's Insurance (Australia) Pty Ltd ABN 89 075 044 656 AFSL 239649 and St Andrew's Life Insurance Pty Ltd ABN 98 105 176 243 AFSL 281731 (collectively St Andrew’s). These insurances are arranged by Australian Military Bank Ltd ABN 48 087 649 741 AFSL 237988 (AMB), of PO Box H151, Australia Square, NSW 1215, telephone 1300 13 23 28, under its own AFS licence and under an agreement with St Andrew's. Terms, conditions, limits and exclusions apply. Any advice given is general only and does not take into account your personal objectives, financial situation or needs. Before deciding whether to purchase or to continue to hold these products you should consider whether any advice is appropriate to your personal circumstances as well as the applicable Mortgage Protection Product Disclosure Statement or Loan Protection Product Disclosure Statement. AMB is unable to provide personal advice about these products. If you purchase a policy, AMB receives a commission of 20% of your premium (excluding any government charges or taxes).
All other insurance products issued by Insurance Australia Limited ABN 11 000 016 722 AFSL 227681 trading as CGU Insurance (CGU). In arranging for this insurance, Australian Military Bank acts under its own AFSL and under an agreement with CGU. We will receive a commission from CGU for arranging this insurance, details of which can be found in our Financial Services Guide available on our website. Any advice is general advice only and does not take into account your individual objectives, financial situation or needs (“your personal circumstances”). Before using this advice to decide whether to purchase the insurance policy, you should consider your personal circumstances and the relevant Product Disclosure Statement available at australianmilitarybank.com.au.
The small print
Mortgage Protection and Loan Protection are issued by St Andrew's Insurance (Australia) Pty Ltd ABN 89 075 044 656 AFSL 239649 and St Andrew's Life Insurance Pty Ltd ABN 98 105 176 243 AFSL 281731 (collectively St Andrew’s). These insurances are arranged by Australian Military Bank Ltd ABN 48 087 649 741 AFSL 237988 (AMB), of PO Box H151, Australia Square, NSW 1215, telephone 1300 13 23 28, under its own AFS licence and under an agreement with St Andrew's. Terms, conditions, limits and exclusions apply. Any advice given is general only and does not take into account your personal objectives, financial situation or needs. Before deciding whether to purchase or to continue to hold these products you should consider whether any advice is appropriate to your personal circumstances as well as the applicable Mortgage Protection Product Disclosure Statement or Loan Protection Product Disclosure Statement. AMB is unable to provide personal advice about these products. If you purchase a policy, AMB receives a commission of 20% of your premium (excluding any government charges or taxes).
All other insurance products issued by Insurance Australia Limited ABN 11 000 016 722 AFSL 227681 trading as CGU Insurance (CGU). In arranging for this insurance, Australian Military Bank acts under its own AFSL and under an agreement with CGU. We will receive a commission from CGU for arranging this insurance, details of which can be found in our Financial Services Guide available on our website. Any advice is general advice only and does not take into account your individual objectives, financial situation or needs (“your personal circumstances”). Before using this advice to decide whether to purchase the insurance policy, you should consider your personal circumstances and the relevant Product Disclosure Statement available at australianmilitarybank.com.au.