We understand that insuring your most precious assets is important, but you need cover that’s flexible, good value and easy to understand. 

Motorcycle Insurance

Motorcycle Insurance


Whether you’re a motorcycle enthusiast, commuter or a weekend rider, with Motorcycle Insurance from Australian Military Bank you can relax knowing that your motorcycle is covered should the worst happen. 






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  • Protects your own motorcycle plus for accidents you or others cause
  • Protects any damage you cause to other vehicles and property
  • Cover for theft, storms and other unforeseen events.

Third Party Property Damage

  • Cover for damage you cause to other vehicles or property
  • Not covered for damage to your own car
  • Cover for your car up to $5,000 for damage caused by an uninsured motorist.

Third Party Fire and Theft

  • Cover for damage you cause to other vehicles or property
  • Protection against theft or the burning of your vehicle
  • Not covered for damage to your own motorcycle
  • Cover for your car up to $5,000 for damage caused by an uninsured motorist.



Features Comprehensive Third Party Fire & Theft Third Party Property Damage
Australia-wide Cover yes yes yes
Cover for fire, explosion and theft yes yes N/A
Accidental damage including collision yes N/A N/A
Cover for flood and storm damage yes N/A N/A
No Claim Bonus protection (automatic after 2 claim free years on a Rating 1 with us) yes N/A N/A
Replacing your Motorcycle after a total loss Up to 1 year old N/A N/A
Helmets and protective clothing Up to $250 N/A N/A
Emergency repairs after an incident Up to $500 N/A N/A
Recoding of locks and barrels after theft of keys Up to $1000 Up to $1000 N/A
Choice of repairer yes yes yes
Uninsured motorist damage (not at-fault collision with an uninsured motorist) No limit Up to $5000 Up to $5000
Hire vehicle after theft or attempted theft Up to 14 days Up to 14 days N/A
$30 million liability cover yes yes yes

This table is a summary of highlighted features and benefits only.
Please refer to the CGU Motorcycle Insurance Product Disclosure Statement (PDS) and Policy for full terms and conditions.


Here are our most common questions about our Motorcycle Insurance policies. Have a different question? Call us on 1300 13 23 28 to speak to a consultant.

Will I have to pay an excess if the accident was not my fault?
If it’s agreed that the accident was not your fault and we are provided with all the relevant documentation, you won’t be liable to pay an excess. Refer to the PDS for more information.

How can I make a claim?
Making a claim is simple and easy. Call us on call 132294.

Is my motorcycle covered everywhere in Australia?
Yes, with Motorcycle Insurance you’ll be covered regardless of your location, wherever you are in Australia.

How do I update the details on my policy?
To update the details on your policy, simply call us on 132294.

24/7 claims
Quote online
Multi policy discount
No claim bonus discount

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