What is covered?
 

• Accidental damage including collision
• Cover for fixtures, fittings and permanently installed appliances, refrigerators, stoves, fixed air conditioning units and gas cylinders
• Cover for fire, explosion, storm and theft
• Cover whilst touring or parked on-site
• Electrical motor burn-out Up to 10 years old
• Emergency accommodation if your caravan is damaged and uninhabitable ($100 a day – up to 5 days)
• New-for-old caravan replacement in the event of a total loss up to 1 year old
• Optional annexe, contents and flood cover
• Costs to return property to your home if your caravan is damaged in an accident and cannot be used up to $500
• Towing costs
• $30 million liability cover

Questions

We get asked a lot of questions about our Caravan Insurance. Have a different question? Call us on 1300 13 23 28 to speak to a consultant.
    

Is my caravan covered if it gets damaged whilst stationary?
Yes, your caravan is covered for things like storm damage when it’s stationary and set up.

Is my caravan covered if I have an accident whilst towing it on the road?
Yes, your caravan is covered if it’s involved in an accident on the road.

Will I have to pay an excess if the accident was not my fault?
If it’s agreed that the accident was not your fault and we are provided with all the relevant documentation, you won’t be liable to pay an excess. Refer to the PDS for more information.

Am I covered for damage or theft to the contents of my caravan?
Contents cover for your caravan is optional and will incur additional premiums to your policy. Refer to the Product Disclosure Statement for more information.     

If my caravan is damaged or stolen while we’re on holiday, am I covered for alternative accommodation costs?
Yes, you’ll be covered for emergency accommodation expenses up to $100 per day to a maximum of 5 days.