Motorcycle Insurance
Whether you’re a motorcycle enthusiast, commuter or a weekend rider, with CGU Motorcycle Insurance you can relax and enjoy getting the ride.
24/7
Claims
Option to pay
by the month
Range
of options
Overview
Comprehensive Motorcycle Insurance covers your motorcycle for things such as accidental damage, collision or crash, fire, flood, storm, theft or attempted theft, vandalism or a malicious act.
CGU also covers any licensed rider who rides your motorcycle, even if they're not listed on your policy.1
Includes:
- Collision or crash
- Accidental damage
- Theft or attempted theft
- Vandalism
- Storm
- Fire
- Flood
- Earthquake
- Emergency repairs (up to $800) after a covered incident
- New for new replacement on bikes written off in their first 2 years.
- Liability cover (up to $20 million)
- Tools of trade up to $1,500 (business use vehicles) after a covered incident
- Helmet replacement after a covered incident.
- Tsunami
Optional Covers
- Option to cover a hire car after an incident, up to $75 a day for up to 21 days.
- Option to cover the cost to replace your protective clothing if it’s stolen from your motorcycle or damaged in an incident.
What you need to know
1 Cover is subject to standard underwriting guidelines and policy terms. Additional excesses apply for undisclosed drivers, including for drivers under 25.
Excesses and exclusion periods may apply. Refer to your Certificate of Insurance. For detailed terms, conditions, limitations, and exclusions, please read the Product Disclosure Statement.
To get a quote, call us on 1300 13 23 28 or visit your local branch.
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What’s included:
- Collision or crash
- Accidental damage
- Theft or attempted theft
- Vandalism
- Storm
- Fire
- Flood
- Earthquake
- Emergency repairs (up to $800) after a covered incident
- New for new replacement on bikes written off in their first 2 years.
- Liability cover (up to $20 million)
- Tools of trade up to $1,500 (business use vehicles) after a covered incident
- Helmet replacement after a covered incident.
- Tsunami
Optional Covers
- Option to cover a hire car after an incident, up to $75 a day for up to 21 days.
- Option to cover the cost to replace your protective clothing if it’s stolen from your motorcycle or damaged in an incident.
What you need to know
1 Cover is subject to standard underwriting guidelines and policy terms. Additional excesses apply for undisclosed drivers, including for drivers under 25.
Excesses and exclusion periods may apply. Refer to your Certificate of Insurance. For detailed terms, conditions, limitations, and exclusions, please read the Product Disclosure Statement.
Questions
Here are our most common questions about our Motorcycle Insurance. Have a different question? Call us on 1300 13 23 28 to talk with one of our friendly team members.
Is my motorcycle covered everywhere in Australia?
Yes, with Motorcycle Insurance you’ll be covered regardless of your location, wherever you are in Australia.
Do you offer flexible payment options?
Yes, you can choose to pay fortnightly, monthly or quarterly at no extra cost.
How do I make a claim?
If you need to make a claim under your insurance, simply call CGU Claims on 13 24 80 to make a paperless claim. They’re available 24 hours a day, 7 days a week.
Do you guarantee repairs?
CGU offers a lifetime guarantee on the workmanship of all authorised repairs, valid for as long as you own the motorcycle.